To Discover What Works Best Today to…

…Reduce the risk of outliving your income
…Maintain your standard of living you deserve
…Reduce the risk to savings that took you a lifetime to achieve

…Always Insist on an Advisor with the AEP™ Designation.

Event Speaker, Author, Former Judge and Accredited Estate Planner, Charles W. Luedtke earned his Finance Degree from Texas A&M University and his Law Degree from South Texas College of Law.

The AEP™ designation is a graduate level accreditation in estate planning obtained from the Non-profit National Association of Estate Planners & Councils (NAEPC.org) that has been awarded to 1,300 recognized estate planning professionals who meet special requirements of education, experience, knowledge, professional reputation and character.

• Licensing. An AEP™ must be licensed to practice as an attorney, certified public accountant, chartered life underwriter, chartered financial consultant, certified financial planner, or certified trust and financial advisor.
• Estate Planning Actvities. An AEP™ must be presently and significantly engaged in estate planning activities, including the accumulation, preservation, and transfer or wealth through proper planning.
• Experience. An AEP™ must either:
  (1) Have a minimum five years of professional experience in estate planning practices and have successfully completed two graduate courses in estate planning from the American College in Bryn Wawr, PA; or (2) Have a minimum of fifteen years of professional experience in estate planning practices.
• Affiliation. An AEP™ must continuously maintain membership in an affiliated local or regional estate planning council, must remain in good standing within his or her respective professional organization(s) and license(s), and must be highly recommended by three unrelated, credentialed professionals.
• Commitment to Ethics. An AEP™ must sign a declaration agreeing to continuously abide by the NAEPC Code of Ethics.
• Dedication to the Team Concept. An AEP™ must be committed to the team concept of estate planning.
• Continuing Education. AEPs™ are required to complete at least 30 credits of continuing education, 15 in estate planning, every two years and certify this to the NAEPC. This requirement insures that AEPs™ maintain a high level of expertise and remain current with the latest estate planning developments.
• Annual Audit. Each year an annual audit of randomly selected active AEPs™ is conducted to verify compliance with continuing education requirements, affiliation, and current licensing of other designations.